As climate extremes intensify, traditional insurance models are under stress. This article explains how climate risk insurance can evolve to protect farmers, MSMEs, and vulnerable populations.
100 year floods will happen every 1-30 years (Princeton study)
Double of coastal flooding frequency within decades due to sea level rise.
75%+ of Indian districts hotspots for extreme climate events.
CC could reduce India's GDP by 2.5%-4.5% annually if not addressed in a timely manner
Regions with scarce or unavailable insurance due to extreme risks and unsustainable losses.
As insurers exit high-risk areas, vulnerable segments increase, forcing governments to intervene with temporary measures.
Renewable energy is essential for reducing climate risk and strengthening resilience across communities and industries. By accelerating the adoption of solar and wind solutions, we enable a transition from fossil fuels to cleaner, more sustainable energy systems.
Demand-Side ResearchSupply-Side PilotsResilience & Adaptation FinanceCapacity BuildingDemand-Side ResearchSupply-Side PilotsResilience & Adaptation FinanceCapacity Building
About UsClimewise Sphurti Ventura Foundation is a not-for-profit Section 8 organization dedicated to strengthening climate resilience for vulnerable communities and climate-exposed sectors.
Using collective knowledge and solutions can catalyse resilience from climate for the economically and geographically vulnerable.
Promote climate resilience for vulnerable populations through unified research & engagement in risk financing, smart sensing technology & institutional collaborations.
Our Services 
Research on barriers to climate insurance uptake & recommend interventions to increase penetration among vulnerable groups.
Engage in initiatives for testing novel climate finance products, distribution models and technology solutions.
Support insurers in integrating resilience into product pricing and underwriting. Enable robust data systems to improve climate risk assessment.
Build institutional capacity on climate risk modeling and effective management of climate risk.
Why Choose Us At Climewise Sphurti Ventura Foundation, we combine deep domain expertise with practical innovation to deliver climate resilience solutions that are inclusive, scalable, and impact-driven. Our approach bridges global best practices with local realities, ensuring measurable outcomes for vulnerable communities and institutions alike.
Working Process
By leveraging climate risk assessments that outline vulnerabilities, we perform impact analysis and profile demand segments.
Using global climate finance frameworks and innovative technologies, we develop tailored solutions—ranging from insurance pilots to adaptation finance models—aligned with real-world needs.
Through institutional partnerships, capacity building, and pilot programs, we implement solutions on the ground and enable scalable, long-term climate resilience.
Indian districts are extreme climate hotspots
GDP impact from climate negligence
insurance penetration to insurance for all by 2047
billion USD uninsured losses from natural disasters in last 5 years
Contact Us Partner with us to co-create innovative, inclusive, and data-driven solutions that strengthen climate resilience for communities, institutions, and ecosystems.
Testimonials
“Climewise Sphurti Ventura Foundation has been instrumental in helping our organization understand and manage climate risks. Their research-driven approach and innovative insurance solutions have enabled us to build resilience while making informed decisions for our community. Their expertise in climate finance and adaptation strategies is unmatched.”
“The team at Climewise Sphurti Ventura Foundation brings deep knowledge and practical insights into climate resilience. Their capacity-building programs and pilot projects have transformed the way we approach climate adaptation and risk management in our operations.”
We never know the worth of water till the well is dry.
What we are doing to forests..is but a reflection of what we are doing to ourselves
It is our responsibility to work together to mitigate the risks associated with climate change and ensure the Indian financial system remains resilient.
Our TeamLatest Blog 
As climate extremes intensify, traditional insurance models are under stress. This article explains how climate risk insurance can evolve to protect farmers, MSMEs, and vulnerable populations.
Smallholder farmers and MSMEs face unique climate vulnerabilities. We examine demand-side barriers, risk perceptions, and pathways to improve access to climate resilience solutions.
Sandbox frameworks allow insurers and innovators to test climate-focused products safely. This blog highlights how pilot programs can drive smarter underwriting and faster claims.
